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Investors should consider higher interest rates very carefully in 2016

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On Dec. 4, the U.S. Department of Labor announced that the economy had added some 211,000 jobs in November, more than analysts had predicted. The government also revised previous numbers to show that more jobs were created in September and October than originally estimated. So it seemed almost inevitable that the Federal Reserve finally would feel confident enough about the economy to begin raising interest rates at its December meeting. By the time you read this you’ll know whether it happened or not; experts have been incorrectly predicting higher rates for years now. But even if the Fed defied expectations…

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